Get your Mobile Phone Insurance

Fully insured. Fair price. Fixed term.

all-round protection
Price advantage
Incl. warranty extension

Your mobile phone cover offers:

  • comprehensive smartphone protection worldwide
  • quick repair in case of damage
  • free customer service
  • available up to 6 months after purchase
  • fixed term, no subscription!
incl. 12% tax
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Simplesurance insurance
Customer rating 4.7/5
Average calculated from 117 ratings

Certified service and quality

In order for us to offer our customers excellent service with high quality, we have willingly let ourselves be tested from several independent quality and service testing services. The results speak for themselves!

Your mobile phone insurance covers:

  • Cracked screen
  • Liquid damage
  • Theft
  • Electricity
  • Third party
  • Software
  • Fire

Cracked screen

Your mobile phone is damaged, because it gets dropped or hit by another object. The simplesurance mobile phone insurance covers for example display breakages or any other technical defects caused by droppage.


Your smartphone may get wet, for example by spilling a beverage on it or dropping it into the toilet. Consequently it is functioning only to a limited extent or not at all. With simplesurance's mobile phone cover you're on the safe side.


New smartphones are especially attractive to thieves. If you take out the appropriate mobile phone theft protection with simplesurance (additional option), your phone is also protected against the risk of theft.


A surge voltage or a short circuit occurs, for example, when a lightning strike causes a short-term voltage increase in the power supply – while your insured mobile phone is charging in the socket. simplesurance also covers this damage.

Third party

Your smartphone has been damaged as a result of sabotage or vandalism? In these events you also enjoy full coverage thanks to simplesurance.

Operating errors

Whether due to a misunderstanding, clumsiness or ignorance, if your mobile phone gets damaged as a result of an operating error, simplesurance will take care of the settlement.


In the event that your insured mobile phone is damaged or destroyed by fire, simplesurance will help you quickly. Fire or heat damages are most commonly caused by grills, forgotten candles or the fireplace.

Is mobile phone insurance worth it?

Mobile phones are our daily companions. Therefore, they are also exposed to a higher risk. Just one inattentive moment can become a costly affair. Mobile phone users have spent almost GBP600 million in the last 7 years for mobile phone repairs. Most frequently, display and liquid damage as well as phone theft are causing the highest costs. In the event of damage, repair costs are often as high as the residual value of the respective phone. If a phone is stolen, the costs are even higher to get a new one. A mobile phone insurance won't let you foot the bill: simplesurance bears the repair costs or refunds the price of a new phone in case of theft.

What does simplesurance phone insurance cover?

The simplesurance mobile phone insurance protects your smartphone in case of damage or theft. In the event of display breakage, for example, often the whole display unit needs to be replaced. Without phone insurance, this can become very costly. simplesurance covers the repair of damages caused by short-circuit, liquids, operating errors or fire. Even display damages and breakages are covered by the mobile phone insurance. Plus, you can also add the mobile phone theft protection option to get coverage in case of theft. To keep your costs down, only the most frequent case of theft is covered. The case of burglary is not included, since this rarely happens; and if it does, it is usually covered by the home contents insurance – subject to possible excess.

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Your benefits of a simplesurance smartphone insurance

Quick assistance

You can easily report a claim regarding damage or loss of your mobile phone online around the clock. We ensure an immediate repair, replacement or compensation.

Complete protection

We’ve got you protected for damage, operating errors or loss due to theft: our coverage exceeds what is provided from warranty protection and manufacturer's guarantee.

Transparent contract

simplesurance's mobile phone insurance offers a fixed contractual term and doesn't get automatically extended. You only pay once and can choose the contractual term of your smartphone insurance yourself.

Easy application

You can get coverage for your mobile phone at any time with just a few clicks. We simply need your name, address, email address and for example the serial number (IMEI) of your smartphone.

It's that easy with our mobile phone insurance

Forget everything you know about insurances. simplesurance makes a mobile phone insurance easy for you: no paperwork, quick applications, fixed terms and no cancellation periods. So you're optimally protected and you can focus on the essential things in life.

1. Select insurance

Select your mobile phone manufacturer, the purchase price and your preferred fixed contractual term for your mobile phone insurance.

2. Enter data

Enter the serial or invoice number of your phone. Please also specify your name, address data and email address, so that we can email your Insurance Certificate to you.

3. Pay and done!

Finally please check your entered data and complete the process by clicking on "Finish purchase". Your phone is immediately covered!

Frequently asked questions

"How can I get coverage for my new mobile phone?"

To get your phone insured, simply select the relevant price range of your phone and your preferred contractual term. Apart from mere damage protection, you also have the opportunity to add an optional theft protection to optimally cover your smartphone. Then, you only need to enter your email address and the product´s serial number in the order process. We will immediately email you the Insurance Certificate.

"How long after the purchase can I insure my new mobile phone?"

You can insure your mobile phone until six months after the purchase. But if you bought your phone more than 7 days ago, there is a waiting period of 6 weeks until the insurance becomes active.

"Which price shall I insert?"

Please insert the manufacturer's recommended retail price of your mobile phone. You can find this price either on the website of your electronics retailer or on the webpage of the device manufacturer.

“Do I have to terminate my gadget policy?”

There is no need for you to terminate your policy. You can either choose a 1 or 2 year coverage that won´t be automatically extended. We will contact you at the end of your gadget policy to ask if you are interested in extending the coverage by another year. Nothing will be done automatically.

Questions? We are happy to answer
any queries you may have.

You can reach us Monday to Friday 9:00 am - 6:00 pm.
Marko Zechlin,
Head of Insurance Service

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